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Answer:
Financial planning affects an individual's morale and welfare in several ways. Firstly, it provides a sense of security and stability, as having a financial plan allows an individual to better prepare for unexpected expenses or financial emergencies, reducing stress and anxiety.
Secondly, financial planning allows for the achievement of financial goals, whether it be saving for retirement or taking a dream vacation, which can increase self-confidence and overall satisfaction with life. This can lead to improved morale and a greater sense of overall wellbeing.
Additionally, having a financial plan can also lead to better family relationships, as it can reduce financial stress and arguments.
[tex]\bold{\huge{ANSWER:}}[/tex]
❏ By reducing financial stress, it [tex]\bold{\red{alleviates~ mental ~health ~concerns}}[/tex] and [tex]\bold{\red{boosts~ confidence}}[/tex].
❏ Financial planning also [tex]\bold{\red{encourages~ savings}}[/tex], which leads to increased financial security and reduced stress.
❏ Additionally, it [tex]\bold{\red{enhances ~financial~ literacy}}[/tex], enabling informed decisions and improved morale.
❏ Furthermore, it helps individuals [tex]\bold{\red{prepare~ for~ emergencies}}[/tex] and take advantage of available benefits, leading to a more secure and confident financial future.
[tex]\sf\small{╰─▸ ❝ @[kenjinx]}[/tex]