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A sector of the financial market that includes financial instruments that have a maturity or redemption date that is one year or less at the time of issuance.

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Answer:

Money market instruments

Money market instruments are financial instruments which are issued with a maturity of one year or less. They provide a market for investors to earn a return on liquid assets; borrowers who need short-term liquidity have access to these funds; and they provide the Fed with a means to effect monetary policy.