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ms saya got a business loan worth ₱ 900,000 she promised to pay the loan semi-annually in 3 years the semi annual payment is ₱ 183,026.37 if the money is worth 12% converted semi annually how much is the outstanding balance after the first payment?​

a. 770,973.65
b. 769,054.45
c. 775, 542.52
d. 745,563.75​