Sagot :

Answer:

Often times, when people make a budget for themselves, they just put all of their known bills in there and set up an amount for the "food" category, but when it comes to having fun, this is left out of the budget entirely! Are you really comfortable with the tools you are using to manage your budget? Make sure your budget includes a savings schedule that will prevent you from taking on debt to cover these. The actual physical incarnation of your personal budget will also depend on the degree to which you are comfortable with technology.